Melody, the beautiful wife of pension's fraudster Donald Hammer, approaches Brutus to help her find her husband's hidden millions.

Woody is given a job delivering an urn to a neighbouring Island. When police raid the boat he is on in search of a drug smuggler, Woody realises that he has been set up, and has to swim for his life.

Woody goes undercover to find a thief at the island's gangster-owned casino.

Brutus, Zorro and Melody are in the frame for murder. Only Woody can clear their names.

Kidnapped at sea, Woody's life is in danger as pretend pirate battles turn into real ones.