Chaos ensues when the flatmates accidentally massively overdraw on their joint account.

Bank heists or radioactive fish dinosaurs, which theme should Tom choose for his first movie? Matthew tries to take his job more seriously at Rachael's behest, as Mr Carabine launches an Apprentice style competition amongst his interns. Meanwhile Ben's dealing with his debt problems by participating in a one-man sponsored silence.

Tom, Ben and Matthew weave a complex web of deceit when three females turn up at the flat.

Carabine wants his company to get back its cool, so Matthew has to prove he's hip.

Tom, Ben and Rachel help Matthew remember what happened to a missing childhood toy.