Moving on from his mother's into his own swanky flat Willie appears to be moving up in the world. That is until Chancer, freshly released from her majesty's pleasure, reappears dragging Willie into trouble with a figure from Glasgow's criminal underworld.

Mr McClelland is joined by a highly unlikely candidate for the Bank's Employee of the Month. However is Willie's "hero" status entirely deserved or has his creative imagination struck again?

Unimpressed by Dicky Rainbow's hackneyed material Willie decides to turn his hand to comedy writing which, naturally, is an area he believes his "talent" extends into. Meanwhile Mr McClelland causes some "hair-raising" whilst trying out for a leading role with the Operatic Society.

When Janice is robbed Willie decides to set up a neighbourhood watch group. However buying radio phones from Chancer for communication purposes may leave the group itself on the wrong side of the law!

A mix up at the publishers leaves William believing his days at the bank are over...