Sandy comes to Ryan's rescue once again, after he has a difficult stay in Juvenile Hall. Seth makes Kirsten aware of his anger over Ryan's situation, and Kirsten makes a compromise. Ryan's mother, Dawn, makes a surprise visit to Newport, and things don't go quite as she and Ryan may have planned. The monetary secret involving Julie, Jimmy, Kirsten and Sandy comes to a head.

Sandy and Jimmy have plans to sign papers for the Lighthouse... but is Jimmy ready? Oliver makes his plans official to Ryan, but Ryan just cannot catch a break from anyone and finds himself in an all too familiar position. Summer has a "big" new boyfriend... for a little while. And Julie gets a job.

The summer is coming to an end, and Seth hasn't returned home to Newport. In the midst of home renovations, Sandy and Kirsten are strained and missing their son. Ryan has begun his new life with Theresa in Chino, as Marissa is alone and in a dark place. Summer is slowly getting over Seth.

It's the annual "SnO.C." winter dance. Seth wants to take his relationship with Alex further, but she might have other plans. Marissa's secret relationship with D.J. is exposed, while Zach continues his pursuit of a Seth-free relationship with Summer. Sandy solves Caleb's legal puzzle ending with a shocking twist.

Things heat up between Sandy and Kirsten when Sandy decides to help his mentor in law school find his daughter, Rebecca, whom was Sandy's first love. Seth and Zach start up a comic book based on their lives in Newport, while Summer questions why she's been left out. Ryan makes the attempt to unite Lindsay and Caleb after Lindsay tells Ryan she is curious in getting to know her "new" father. While Julie is in Paris, Marissa looks for new ways to rebel; in doing so, her friendship with Alex increases.

It's Valentines Day 2005 in O.C. when Sandy and Kirsten's conflict about Rebecca continues. Ryan tries to make peace with Caleb to spend Valentines Day with Lindsay. While Seth, Zach, and Summer head to San Diego in hope to make their Comic Book idea succeed Seth has a breakdown and ends up in a lonely state. Marissa and Alex take a step forward in their relationship while Julie returns from her trip in hope to reconnect with Marissa.

After Lindsay moves to Chicago with her mom, Ryan is heartbroken and Caleb's confused. Seth, Summer, and Marissa invite Ryan to the mall to get his mind off things. Caleb tags along to vent when Sandy tries to make amends with Kirsten by searching for her wedding ring or even a grand gesture that will take her back to when Sandy first proposed. Meanwhile, Alex learns that Marissa might not be as into her as she thought she would be. Kirsten and Julie call an editor for Newport Living but at the same time Julie's Riverside past catches up to her.

Sandy, Seth and Ryan travel to Miami to visit the Nana after she tells Sandy she is getting married. Unable to go because of work, Kirsten is left on her own to deal with her feelings for Carter. Trey misinterprets Marissa's friendship; Zach invites Summer to a home-cooked dinner.

Kirsten hits rock bottom after Caleb's funeral, prompting Sandy to finally take action; Jimmy Cooper resurfaces and almost immediately renews ties with a mourning Julie; Jess bullies Trey into participating in a drug deal that turns into a shootout; Ryan finally learns the truth about what happened between Trey and Marissa, leading to a bloody confrontation.

In the season three opener, we start off with senior year starting in a few days. It has been a couple of months since the shooting. Trey has been in a coma all this time leaving the D.A. impatiently waiting for his side of the story. Feeling the pressure from the community the D.A. continues to put pressure on Ryan, Marisa, Seth, Summer and others for more information. Meanwhile Julie is steaming mad because Caleb’s accountant won’t give up the goods on Caleb’s will and Kirsten is still in rehab.

Marissa struggles with attending a public high school, and her new friends make Ryan jealous; Charlotte's ruse is up when she learns that Kirsten did not inherit any money from Caleb; Julie's mansion is repossessed, leaving her with nothing; Taylor's power play dethrones Summer as commitee chairman, who then learns an interesting secret about her and Dean Hess.

Chrismukkah has returned to the Cohen house and Seth suggests to have a Bar Mitzvah to Ryan to raise money for Johnny's knee surgery after his accident but Ryan then pulls out after seeing Johnny and Marissa get too close.

It's winter break and Kaitlin Cooper has returned home from her Montecito boarding school.

Kaitlin prepares herself to head back to school. Ryan has doubts about his relationship with Marissa after helping out Sadie. Kirsten and Julie make plans for a Valentine's Day party.

Ryan decides to go and invite his mother to his graduation party. Taylor and Summer work together to try and find out what Seth is hiding, but Summer ends up getting hurt. Marissa realises she is in bad company after she finds out how low Volchok's friends can go. Sandy is able to fix his work problems with Matt but while doing so he hurts Kirsten.

Ryan and Volchok make a deal after a fallout at prom. Sandy is chosen as Man of the Year, but this sparks the DA to dig deeper into his involvement with the hospital problems. Marissa goes and sees Kaitlin at her boarding school and Seth visits the Newport Group HQ and lights up the joint.

It is graduation day for Ryan, Seth, Summer, and Marissa at Harbor High School. After graduation they all went out to eat and celebrate their graduation. Ryan's mother gave him a new car as a graduation present. Marissa is going to spend a year on a boat with her father as her graduation gift. Seth finally got into RISD for second semester. Summer is still going to Brown University in the fall. Volchok is still mad at Marissa and Ryan so he decided to crash Ryan's car.

Seth works at a comic book store in Newport. Kirsten drops by the store to ask Seth if he has something to send Ryan in a "care package" she is preparing. Later, Seth tries to talk Ryan into coming to dinner at the Cohens' but the latter isn't easily persuaded, saying he works nights, etc. At her dorm, Summer and a friend named Che try to rally students for a protest. Summer gets a phone call from Taylor who seems to be in Paris.

When Taylor learns about Ryan's sleeping problems she devises a plan to help him but must then turn to Kaitlin when her plan backfires. At Brown Summer and Che step up their activism and it lands them more freedom than imagined. Julie also gets help from Kaitlin to help save the dating service.

Chrismukkah once again returns to the Cohens. Ryan and Taylor have an accident while putting up the holiday lights and they end up in a sort of parallel universe, where all is not like it is meant to be, since Ryan does not exist. While - in the real world - everybody is worrying about them, except Taylor's mom, they eventually manage to fix things, also thanks to a letter from the past.

Sandy, Ryan and Seth prepare for Kirsten's upcoming 40th birthday party, however Kirsten learns some news that will change her life forever. Kaitlin tries to stop her mother having a secret love affair. Taylor visits a therapist and Ryan pretends that he doesnt miss her. Elsewhere Che finally learns that Seth isn't his soulmate.

It's Taylor's birthday and she hopes Ryan will tell her he loves her. She's unsure whether she should tell him she got into Berkeley as well. Summer feels that Seth should find something in his life that he really cares about whereas Kirsten is having second thoughts about raising another child in Newport. Then the unexpected happens even though it's been predicted.

The Cohen family says goodbye in the series finale as the episode jumps six months after the earthquake to show the Cohens, Ryan, Taylor, Summer and the Cooper women trying to piece their lives back together. The Cohens find out that fixing up their old mansion would cost more than rebuilding it but Ryan and Seth see this as an opportunity to give Sandy and an expecting Kirsten a surprise that'll change their lives.