Darryl is worried that his kids are growing up spoiled. So he decides to show them what life is like to grow up poor.

Dave's not around when Sally goes into labor. The Hughleys and Milsap come to her rescue. Darryl overhears a conversation between Yvonne and a nurse and thinks that Yvonne might be pregnant.

The couples in the suburbs are worried about Milsap's single status and try to set him up.

Darryl gives Michael a spanking for misbehaving, but it's Darryl who learns a lesson about raising children, and that the way he grew up is not necessarily the best way.

When a neighbor dies at a young age and his widow isn't left with enough life insurance, Yvonne becomes concerned about Darryl's life insurance situation, and convinces him to take the physical to get more life insurance even though he's scared of doctors. He gets a check up, and the doctor calls his house with test results, leaving a garbled message with Michael that has Darryl convinced he's dying. Darryl tries to live his last days as fully as possible, and after not sleeping for 37 hours he passes out from exhaustion. He wakes up and his doctor tells him that he's actually fine. It turns out that the doctor doesn't treat many black patients, in fact Darryl's only his second, and he overreated to a slight imbalance in Darryl's blood that's actually normal for black men.

When an old friend comes to visit, Darryl and Yvonne recount when they first met at the Jackson Victory Tour concert at Dodger Stadium in the eighties, but the nostalgic trip proves bumpy when they learn that their recollections do not necessarily match.

Dave has a run-in with his visiting mother-in-law Edna, leading him to move in with Darryl and Yvonne. Fed up with his messiness, however, Darryl takes it upon himself to reingratiate Dave with Sally and Edna.

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Musical guest: Gerald Levert

Darryl's planned Valentine's Day surprise for Yvonne - a weekend vacation - turns into a bust when they're stranded at the airport. Meanwhile, Milsap is left in charge of Michael and Sydney.