Tampa, FL. The Tate family are given an extreme makeover.

Tom and Cynthia Tate are well known in their tight knit community of Davis Island. Tom is the co-owner of Tate Brothers' Pizza and is responsible for giving most of the kids in town their first jobs, while Cynthia is extremely involved with the Boy Scouts, Girl Scouts and the PTA. The Tate Brothers are involved with almost every volunteer or charity event around Davis Island, and it's been said that many of the island kids have grown up in the Tate house. In that respect, June 12, 2006 was a rare day when the house was not filled with neighborhood kids. Out of the entire Tate family, only Cynthia was at home when a plane crashed into the house. The pilot was killed, along with the family pets, and the co-pilot was badly burned but survived. Cynthia miraculously escaped without any injuries, while the house and everything inside it was destroyed. To make matters worse, because of a clerical error, the home was not insured, so the Tates are unable to pay off the existing mortgage, let alone rebuild their home.