After a recent divorce, Mackenzie Granger opens her summer camp, Camp Little Otter, and tries to run it on her own. Financial struggles cause her to consider a buyout offer from Roger Shepard, owner of Camp Ridgefield, the resort across the lake. Mack's son, Buzz, is a counselor-in-training and promises a successful summer. Handyman Cole helps out, but appears interested in Mack more than her camp. Lead counselors Robbie Matthews and Sarah Brennen continue their annual summer romance.