A group of 20 friends and acquaintances gets together for their regular once-a-month lottery party in the neighborhood. The following morning they each find themselves $20 million richer -- except for one participant who forgot to sign the list. Cameron gets a visit from an old student with odd demands, Damien finds a way to help a girl in need while helping himself, and Sean needs a way to collect the money without revealing who he really is.

The news on Zoe's disappearance raise the alert level in every house. Sean continues the search for Zoe with the help of her sister, Tally. Cameron and Nina feel drawn together, but they must resist the urge and keep their marriages afloat. The Scaefers decide to get a new house but when a new neighbor invites Peter on an exclusive trip to Mexico, Nina is left alone to deal with the escrow. Frankie feels out of place when her mother takes her to New York, but she is pleasantly surprised to see a familiar face there.

With Zoe still missing, Sean decides to hire a private investigator who quickly finds some promising leads. Returning home from New York, Frankie finds out that her father has been involved in a shooting and is taken in custody. Peter tries to find investors for the bicycle factory by throwing an extravagant party at their new mansion. Meanwhile, Nina and the girls take care of the injured Sunny, and Damien finds himself torn between two women.