Against Eric's advice, Matt takes a job caring for a dying boy named Steve. Annie goes into the muffin-making business after being convinced by her daughters Mary and Lucy. Annie goes into business with a cookie shop owner, David Friel who's looking to expand his profits, although it's much harder work for Annie than what she had originally anticipated. Also, Ruthie teaches Simon a tough lesson about the art of being a salesperson when being his competition in selling greeting cards.

With Annie and Lucy adding a new bathroom, and the need for a new car, Eric is depending on his built-in annual raise from the church board. However, when the church deacons gets the wrong impression about the Camden's financial situation, they reject his annual raise. It's up to Ruthie to save the day when she realizes what is going on and to convince them to change their minds about their plan. Meanwhile, a young hospital patient (Josh Evans, ""Passions"") offers Matt some career advice. Also, Simon attempts to entertain a classmate who has a crush on him.