Life for three generations of the Christie family is thrown into disarray when a disastrous get-rich-quick scheme threatens to ruin the family business.

Kate's world is turned upside down when she discovers the full extent of Rick's betrayal. Desperate to save the family business, Kate forms a prickly alliance with rival Matt Sloane. Chad discovers the thrill of the chase as he tracks down a beautiful but elusive scammer.

Rick returns to the business, only to discover Matt has taken his place. Kate and Matt work together to investigate the deaths of a couple in a car accident, and Kate ignores Lily's advice to tell her parents the truth.

Kate and Matt are unexpectedly thrown together on an out-of-town surveillance job while Rick is forced to face the music regarding his investment.

Rick risks everything to repay his debts to Kate and Jim, Matt makes a fateful decision for the sake of Kate's happiness, and Jim and Claire's paths collide when they take separate action to help salvage Lily's university career.