A wet t-shirt contest at Johnson's bar brings out the wild, side of the Co-eds. While the Co-ed men try to use seduction in order to score points for their bar, Double D's, the Co-ed women get serious about competing as they sponge down and bare all. A certain rock star from James' past is back in the picture.

Karen's in for a rude awakening when she finds out her family may be poor. Her step-mother (Sydney Steele) comes to town on a hunt for a new sugar daddy. James must decide whether to consummate his marriage or get it annulled.