Julius finds $200 in food stamps but Rochelle is too embarassed to let Sheila see them, so she dips into the family savings while at the store. This leads to trouble at home when Julius has all kinds of ideas on how they can spend the cash they saved by using the stamps.

Elsewhere, Chris and Greg fall out over a school science project.

Hoping to FINALLY out-perform his brother, Chris convinces his parents to let him take up karate lessons. Meanwhile, Tonya goes with Rochelle to the beautician and discovers the fun of gossiping.

When Chris ruins Malvo's plans to steal Vanessa's gold chain, he must figure out a way to replace it or pay the price to Malvo.

Rochelle finds out that Julius has kept a credit card secret from her for over 15 years. Tonya tries to win Billy Ocean concert tickets from a radio station.