The trio need to raise money for a music festival; Ned borrows money from Missy that he must work off to pay her back; Moze gets her money from hard work; Cookie tries to get money from entertainment.

Ned goes to Seth's party with Missy and tries to ditch her when Suzie unexpectedly shows up; Moze tries to kiss Ned to determine if she'll see sparks; Cookie is not invited, so he sneaks in as the girl named Simone.