Dick crashes the car into a tree and calls an insurance company to cover it, but the salesman informs him that in order to be covered, he needed to have taken out insurance before the crash. Instead, the salesman manages to convince Harry to buy insurance, but then ignores all of Harry's attempts to call him. Dick, meanwhile, is pleasantly surprised when he discovers just how much more advanced his rental car is than the old Rambler, and so sells the latter for scrap; however, the Solomons soon begin to miss it.